Revolut Review
Best For
The most feature-packed money app for travel and multi-currency
The fintech super-app: multi-currency banking, near-interbank FX, crypto and stock trading in one place. Best for travel and multi-currency, and now a fully licensed bank in the EEA and UK.
Pros
- Near-interbank FX and multi-currency wallet
- Crypto, stocks and savings in one app
- Free plan covers most everyday needs
- Now a fully licensed bank in the EEA and UK
- Virtual and disposable cards, instant transfers
Cons
- Weekend FX markup and free-plan fair-usage caps
- Crypto is custodial (you don't hold the keys)
- Can freeze accounts temporarily for security reviews
- Customer support can be slow
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Revolut Review: The Super App for International Money
Revolut is a UK-based fintech super-app founded in 2015, offering banking, currency exchange, international transfers, crypto, stock trading, and more — all in one app. With 50+ million customers globally, it is one of the most feature-rich financial apps available.
Background
Revolut was founded by Nikolay Storonsky and Vlad Yatsenko in London in 2015. It holds a full banking licence in the EEA via Revolut Bank UAB (Lithuania), with deposits protected up to €100,000. In the UK, Revolut received full banking authorisation in March 2026 (the operating restrictions from its 2024 mobilisation licence were lifted), bringing £85,000 FSCS protection as customers migrate to the new bank entity. It also operates under e-money licences in other regions.
Key Features
Currency Exchange: Exchange 30+ currencies at interbank rates (within plan limits). The Standard plan includes £1,000/month of fee-free exchange; paid plans remove this limit.
International Transfers: Send money to 160+ countries, often at lower cost than traditional bank wire transfers.
Revolut Card: Visa/Mastercard debit card with ATM withdrawals in most countries (free up to monthly limits).
Crypto: Buy, sell, and hold 280+ cryptocurrencies directly in the Revolut app. Note: you don't hold the actual crypto keys — Revolut holds them custodially.
Stocks: Commission-free stock trading with 4,000+ instruments and fractional shares. (Commodities exposure is being wound down in some European markets — check availability for your country.)
Revolut <18: Junior accounts for children, supervised by parents.
Revolut Business: Business accounts with multi-currency, expense management, and API access.
Plans
| Plan | Monthly (UK) | Key Benefit |
|---|---|---|
| Standard | Free | Basic features |
| Plus | £3.99 | Priority support, purchase protection |
| Premium | £7.99 | Overseas medical insurance, unlimited exchange |
| Metal | £14.99 | Cashback, airport lounge passes |
| Ultra | £45 | Top-tier perks, highest limits |
UK prices as of mid-2026; EU prices differ (e.g. Plus €3.99, Premium €9.99, Metal €17.99, Ultra €65). Always check current pricing for your country.
Verdict
Revolut is the most feature-packed financial super-app for international users. For digital nomads who need multi-currency accounts, low-cost international transfers, and a single app for banking + crypto + travel, Revolut is hard to beat. The free plan covers most everyday needs.
- Multi-currency at interbank rates
- 160+ countries for transfers
- Crypto, stocks, savings in one app
- Free plan covers most needs
- Crypto is custodial (not self-custody)
- Customer support can be slow
- Weekend FX markup and exchange limits on the free plan
- UK full banking authorisation only arrived in 2026 (deposit migration ongoing)
Maja & Leo
Reviewed by practitioners who actually use these products.
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